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Qizbas is 49 years old, and married with two kids. She is an IDP (internally displaced person) who lives with her family in Bilasuvar region. Qizbas has a small plantation and grows fruit trees and vegetables to earn a living. She has been doing this for 20 years. She is asking for the support of Kiva lenders because she wants to grow a different crop like potatoes this season. She needs a loan 1,200 AZN to buy fertilizer, manure, and seeds of the highest quality to plant. Therefore, she can diversify the income of her household and stop depending on bean crops to be able to support the needs of her children and get ahead.

Additional Information

More information about this loan

This loan is designed for clients residing in settlements for Internally Displaced Persons (IDPs) in Bilasuvar, Azerbaijan. An internally displaced person (IDP) is someone who has been forced to flee his or her home due to armed conflict, violence, human rights violations, or natural or manmade disasters, but who, unlike a refugee, has not crossed an international border (source: UN Office for the Coordination of Humanitarian Affairs). Many of these people have failed to qualify for loans through formal channels due to low income and lack of collateral. By funding this loan, you are creating opportunities and supporting economic development in extremely underserved communities. 

About Aqroinvest

Aqroinvest Credit Union was founded by a group of 32 Imishli farmers in 2001, and has grown to become one of the largest credit unions in Azerbaijan. It boasts a portfolio of nearly $5 million and is wholly owned by its more than 3,500 borrowers, as of December 2011.

You can join Aqroinvest's Kiva lending team, Aqroinvest Dostları (Friends of Aqroinvest), and become a fan of the organization on Facebook here.


About Azerbaijan

  • $6,171
    Average annual income
  • 26
    View loans »
    Azerbaijan Loans Fundraising
  • $13,991,525
    Funds lent in using Kiva
  • 0.8
    Azerbaijan New Manats (AZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,550 helped Qizbas to buy fertilizer, manure, and seeds to plant.
52% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 26, 2014
Currency Exchange Loss: