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Malohat lives in the town of Kulyab. She has a higher education. Over the course of six years, she has been working in a school as a teacher. Malohat has two daughters aged 16 and 8, and two sons aged 14 and 11. All the children are in school. Malohat's husband is a butcher. In the central town market he sells meat in his butcher shop.

Malohat, in addition to her teaching activities, also has a sewing business. She has been doing this work for six years. Now she wants to upgrade her old machine. With this aim, Malohat is requesting a loan with which she intends to acquire a professional sewing machine. She really needs this loan.
View original language description ↓
Малохат живет в городе Куляб. У нее высшее образование. В течение 6 лет она работает в школе учительницей. Малохат имеет двух дочерей в возрасте 16 и 8 лет, и двух сыновей в возрасте 14 и 11 лет. Все дети учатся в школе. Муж Малохат является мясником. Он на центральном рынке города в своей мясной лавке занимается продажей мяса. Малохат помимо своей преподавательской деятельности, занимается еще швейным бизнесом. Она уже 6 лет ведет эту деятельность. Сейчас она хочет обновить свою старую машинку. Для этой цели Малохат просит кредит, на сумму которого собирается приобрести профессиональную швейную машинку. Этот кредит ей действительно нужен.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 211
    View loans »
    Tajikistan Loans Fundraising
  • $30,414,450
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $1,125 helped Malohat to purchase a professional sewing machine.
85% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 16, 2014
Jun 27, 2014
Currency Exchange Loss: