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Normally
Normally is a 20-year-old businesswoman who runs a retail shop in Gokwe South, Zimbabwe. She devotes her time to assisting the elderly in her community who do not have anyone to care for them. She is also a Camfed Learner Guide at the local school, where she teaches life skills to students. Normally operates a retail shop, selling products such as shoes, slippers, shirts, t-shirts, trousers, skirts, baby clothes and jewelry to the community. She intends to use the Kiva loan to increase her stock and improve sales. Her hope is to grow the business and open her own store. This will bring stability to her business and will enable her to provide for her family’s basic needs.

Additional Information

More information about this loan


Young women who live and work in the most impoverished, rural districts of Zimbabwe have very limited income, lack collateral and cannot access loans at affordable rates
 

Camfed's borrowers are young women who live and work in these remote rural areas and belong to the Cama network (the association of Camfed alumni). Most Cama borrowers will have received money management and business training through Camfed’s programs for young women who have completed high school. Borrowers will repay interest upon their loans as a "social interest" - through their volunteer efforts to enhance the quality of the education provided by their local schools.
 

Borrowers commit to contribute a minimum of 2.5 hours per week as volunteers. As Learner Guides, they will lead students through a new wellbeing curriculum that helps develop students’ skills and capacities for decision-making, problem solving, leadership, entrepreneurship, resilience, communication, and empathy. 

About Camfed

The Campaign for Female Education (Camfed) is an international nonprofit organization operating in five countries in Africa that focuses on eradicating poverty in rural Africa by investing in education for girls and supporting the economic self-reliance and leadership of young women. Camfed provides support for the long-term, working with individuals from primary to high school, and through the Cama empowerment and community outreach group.

Kiva lenders’ funds are used to link women living in rural Zimbabwe to the capital they need to expand their businesses, support their families and contribute to their communities.

Tags

About Zimbabwe

  • $400
    Average annual income
  • 59
    View loans »
    Zimbabwe Loans Fundraising
  • $3,423,350
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Normally to increase her stock of clothing and improve her sales.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 20, 2014
Listed
Jun 25, 2014
Currency Exchange Loss:
N/A
Ended:
Jun 26, 2015