Update on Domingo RamiroRamiro works as a well operator with 32 years experience working in the area where he lives. He is married and has a granddaughter in his care. At this time, he is asking for his fifth loan, which he will use on medical treatments, such as payment for exams, appointments with doctors and the purchase of medicines. He needs these to have a better state of health and to continue working in a normal manner.
Actualmente este señor está solicitando el crédito Nº 5 el que utilizaría en tratamientos médicos, como pago de exámenes, consultas y compra de medicamentos.
Para tener mejores condiciones de salud y seguir laborando de manera normal
Previous Loan DetailsRamiro is a man who works as a well operator with 32 years of experience. Currently, all over his children have their own life, so he doesn't have anyone to be in charge of. He is married and his wife has a small grocery store in the house where they live. Ramiro appeared at CEPRODEL to request a... More from Domingo Ramiro's previous loan »
About CEPRODELThis loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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This loan has been fully funded!