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Señor Cautivo De Ayabaca Group
In this Group: Rosa Guillermina, Vite Eufracia, Rosa Ysabel, Edita, Miriam Katy, Apolonia*
* not pictured

Update on Señor Cautivo De Ayabaca Group

This is the “Señor Cautivo de Ayabaca” group. It has six responsible members. 23-year-old Miriam is separated with one dependent child. Miriam has been a municipal employee for more than two years and it is going well. She wishes to start her own business selling CDs. She feels happy to be able to give her only child a better education, which is why she requested this loan in order to buy CDs, USBs, and iPhone cases. The “Señor Cautivo de Ayabaca” group is grateful to the Kiva investors who made this loan possible. Miriam is the first from the right. She is wearing a green tank top with white stripes.
View original language description ↓
Este es el Grupo “Señor Cautivo de Ayabaca” que está constituido por 06 socios responsable. Miriam de 23 años de edad es separada con 01 hijo dependientes. Miriam es empleada municipal. Viene desempeñándose hace más de 02 años donde todo le va bien. A si mismo tiene el deseo de implementar su negocio venta de CD. Se siente feliz por darle una mejor educación a su único hijo. Es por ello que solicitó el crédito para la compra de CD, USB y carcasas para iphone. El grupo “Señor Cautivo de Ayabaca” agradece a los inversionistas Kiva que hicieron posible este crédito. Miriam es la primera del lado derecho, viste bivirí verde con rayas blanca.

Previous Loan Details

Edita is 62 years old and separated. She has three children, who are independent. Edita is part of the "Señor Cautivo de Ayabaca" loan group, which has seven responsible members. Edita has been making a living selling "tamales" (a typical corn dish) for three years. Her business is the result of ... More from Señor Cautivo De Ayabaca Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Peru

  • $12,000
    Average annual income
  • 83
    View loans »
    Peru Loans Fundraising
  • $58,960,675
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Señor Cautivo De Ayabaca Group's $2,200 loan helped a member to buy CDs, USBs, and iPhone cases.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jun 26, 2014
Currency Exchange Loss:
Nov 17, 2014