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Renacer Group
In this Group: Lidia Soledad, Isabel, Rosa Amelia, Greta Milisa, Maritza Victoria, Liduvina, Fiorella Ivonne, Rosa Elena, Yrene, Margarita

Update on Renacer Group

Yrene is 56 years old and married. She sells dishware and disposable products. Yrene started out selling tamales when she was eight years old. Her loan will be invested in the purchase of more cups, plates, and disposable products.

The group “Renacer” (To Be Reborn) appreciates the Kiva lenders for providing this loan. In the photo, Yrene is on the second row on the right-hand side, wearing a sweater with cream and beige stripes.
View original language description ↓
Yrene tiene 56 años de edad es casada. Ella se dedica a la venta de locería y productos descartable. Ella inicio con la venta de tamales comida hace 08 años. El crédito lo invertirá en la compra de más tazas platos y productos descartables. El grupo “RENACER” agradece a los inversionistas KIVA por el crédito brindado. Yrene es la segunda del lado derecho viste chompa de a rayas crema beige.

Previous Loan Details

The communal bank "Renacer" is made up of 10 enterprising and hardworking women. Margarita, 55, is separated and has 2 grown children. For 20 years, she has been working in her stationery store. In addition she teaches handicrafts. Some years ago, she used to work as a teacher. Margarita... More from Renacer Group's previous loan »

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 130
    View loans »
    Peru Loans Fundraising
  • $58,907,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Renacer Group's $5,425 loan helped a member to buy cups, plates, and disposable products.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 17, 2014
Jun 27, 2014
Currency Exchange Loss:
Dec 17, 2014
This photo was used before for a previous loan for Renacer Group. It was first posted on Kiva on Jan, 2014. Learn More