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Ep Neema Group
In this Group: Kilosho, Dusabe, Bingasa, Kakutsa, Nkunduwenda, Mongane, Wahandi, Mutsopi, Ntirushize, Niwemfura, Feza, Vagheni, Nihabimana, Walaka, Masua
Mutsopi is a businessman and the leader of the "Ep Neema" platform. The 37-year-old entrepreneur is married and the father of 8 children, 4 of whom attend school and 4 of whom have not started school yet. He sells various items and is the member of a hardware store. He displays his merchandise in the town's commercial centre. He is requesting a loan from Hekima so that he can increase his business. He will buy plumbing and construction supplies (pipes, valves, nails, cables, metal sheets etc.). He started his business using money from the salary he got when he was a teacher. In the future, he wants to go further with his business, build a house and feed and educate his children. He thanks Hekima for its support of small entrepreneurs excluded from classic banking channels, and for awarding loans which do not involve material guarantees.
Le client Mutsopi est un homme d’affaires, président et membre d’une plate forme «EP Neema», entrepreneur, âgé de 37 ans, marié et père de 8 enfants, dont 4 scolarisés et 4 autres n’ont encore débuté les études. Il est vendeur divers articles et sociétaire d’une quincaillerie. Il étale ses business dans un centre commercial de la ville. Il sollicite un prêt auprès de Hekima pour accroitre ses activités. Il va acheter divers matériels de plomberie et construction (tuyaux, vannes, clous, câbles, tôles etc.). Il avait débuté avec de fonds reçu de son salaire, quand il fut enseignant. Dans l’avenir, il souhaite progresser dans son business construire une maison, scolariser, nourrir ses enfants. Elle remercie Hekima pour le soutien aux entrepreneurs gagnes petits exclus du système bancaire classique, tout en leur accordant des crédits sans garantie matérielle.

Additional Information

More information about this loan

Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Congo (Dem. Rep.)

  • $700
    Average annual income
  • 4
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $11,618,125
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Ep Neema Group's $9,950 loan helped a member to buy plumbing and construction supplies (pipes, valves, nails, cables, metal sheets etc.).
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 25, 2014
Currency Exchange Loss:
Apr 17, 2015