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Lucky-B Group
In this Group: Shabani, Joyce, Veronica
Shabani is a man in his late thirties with two daughters who are still young. He is divorced and supports himself by managing an internet cafe business together with selling cellular phones. His internet cafe is open from 7am to 6pm daily and is able to generate a fair return each month. Shabani has been in this business for two years now. Internet cafes are a necessary and important service in his region, as internet service is still a challenge in most parts of Tanzania. He aims to improve his cafe by offering faster internet and other necessary services.

Shabani is requesting his first loan from Tujijenge Tanzania. He will use this loan to purchase a business computer and cellular phones to resell. Shabani dreams of expanding his business. He will share this loan with his loan group, "LUCKY-B," which consists of three people. The people of this group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 41
    View loans »
    Tanzania Loans Fundraising
  • $14,890,150
    Funds lent in using Kiva
  • 1,681.8
    Tanzania Shillings (TZS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A portion of Lucky-B Group's $3,275 loan helped a member to purchase a business computer and cellular phones to resell.
99% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Jun 18, 2014
Jun 25, 2014
Currency Exchange Loss:
May 17, 2015