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Justino comes from Matola, province of Maputo. He's 42 years old and married. He has three children, two of whom attend school. Justino supports his mother who lives in Matola by sending her a monthly allowance.
He has worked as a security guard for a company for over five years, and he earns an income which he uses to pay for his household expenses. With this loan he intends to purchase construction supplies such as a window and doors so he can finish his construction work. This is his 4th loan with Hluvuku and all of the loans were used for the same purpose.
In the future he intends to build a fence wall around his house and set up coops in order to raise chickens for selling. His biggest challenge is providing his children with an education all the way to college.
View original language description ↓
Nasceu na Matola Província de Maputo tem 42 anos de idade, vive maritalmente é pai de 3 filhos dos quais 2 é que frequentam a escola, responsabiliza-se pela sua mãe que vive na matola enviando lhe mesada.
É segurança na empresa trabalha a mais de 5 anos auferindo um valor mensal que aplica nas despesas da sua casa, com este empréstimo pretende adquirir material de construção como: janela e portas para a conclusão da sua obra. Este é o seu 4º empréstimo na hluvuku sendo que todos foram aplicados na mesma actividade.
Futuramente pretende construir um muro de vedação na sua residência, e fazer capoeiras para a criação de frangos para a venda. O seu maior desafio é de garantir o ensino aos seus filhos até ao nível superior.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Mozambique

  • $1,200
    Average annual income
  • 132
    View loans »
    Mozambique Loans Fundraising
  • $2,808,950
    Funds lent in using Kiva
  • 31.4
    Mozambique Meticais (MZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $650 helped Justino to purchase construction supplies such as a window and doors so he can finish his construction work.
88% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 2, 2014
Jun 24, 2014
Currency Exchange Loss: