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Siramarg lives in the village of Gandzaqar, which is in the Tavush region. She lives with her husband.

Both Siramarg and her husband are self-employed. They are engaged in farming and agriculture. On their farm, they have a lot of animals, and it is the only source of income for their family. They have five cows, four calves, and chickens. Near their house, they have a small plot of land where they cultivate potato, haricot and corn. All the income that they earn from farming they use first for their family's expenses. The requested loan of USD 3,000 will be a big help for Siramarg to purchase three calves, two pigs and forage for the livestock.

She hopes very much that Kiva will support her and help her to better her family's poor living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 92
    View loans »
    Armenia Loans Fundraising
  • $14,006,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $3,000 helped Siramarg to pay for three calves, two pigs and forage for the livestock.
36% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 30, 2014
Jun 25, 2014
Currency Exchange Loss: