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Maria Esther
Maria lives in a neighborhood called Batahola Norte. She is 53 years old with one daughter, who is fifteen, and three sons who are already working and helping her. She is a single mother and has succeeded in improving the lives of her children. She sells candies and ice creams. She started out selling clothes but decided to sell candies since the students eat a rather lot of these and it generates a better income for her. The requested loan is for purchasing ceramic to apply to her porch, which is currently made of dirt and she wants to give her family more comfort. In the future she wants to have a small cafe of fast foods so she's not focused on just one product.
View original language description ↓
La Sra. Maria habita en un barrio que se llama Batahola Norte, tiene 53 años de edad, con una hija de 15 años de edad y tres hijos varones que ya trabajan y le ayudan, es madre soltera y ha logrado sacar a sus hijos adelante, vende golosinas y helados, inicio vendiendo ropa, pero decidió vender golosinas ya que se consume bastante por los estudiantes y le genera mas ingresos. Con la solicitud de préstamo es para infraestructura en la compra de cerámica para ponerle a un porche que tiene es de tierra y desea tener mas comodidad con su familia. A futuro es tener un cafetín de comidas rápidas para no enfocarse en un solo producto.nn

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 77
    View loans »
    Nicaragua Loans Fundraising
  • $25,409,250
    Funds lent in using Kiva
  • 19.5
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Maria Esther buy ceramic to put on her porch.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Oct 31, 2008
Nov 19, 2008
Currency Exchange Loss:
Jul 15, 2009