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Halima lives in the Qubadiyon region. She is a sensible and hard-working woman, 49 years of age. Halima has two children, who are 20 and 23 years old, and a 15-year old daughter. Her husband is a farmer and raises livestock. Halima learned from her husband how to raise livestock. For five years she has been raising livestock in her backyard. At present she has only a small number of sheep, and she would like to increase their headcount. This is why she is applying for this loan, which she truly needs.
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Халима местная жительница района Кубадиён. Она благоразумная и трудолюбивая женщина в возрасте 49 лет. Халима имеет двух сыновей, которым по 20 и 23 года, и 15-летнюю дочь. Ее муж дехканин и животновод. Халима у мужа научилась ремеслу животноводства. Вот уже 5 лет как Халима при дворе своего дома разводит скотов. Сейчас в ее скотном дворе считанное количество овец и она хочет увеличить их поголовье. С такой целью она запрашивает кредит, который ей очень нужен.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 104
    View loans »
    Tajikistan Loans Fundraising
  • $29,921,900
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Halima to buy a couple of sheep for fattening and resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jun 23, 2014
Currency Exchange Loss:
Jan 17, 2015