Check out some available loans that are similar to this one!
Brighton, 27, lives in Kabwe District, Zambia with his wife and two children. He is asking for a loan so that he can obtain a water pump that will help him irrigate and expand his garden.

Last season, Brighton grew tomatoes, drawing water by hand from a nearby well in order to irrigate them. This season, he has big plans to expand his production, and will need a water pump in order to keep up with the irrigation required during Zambia’s dry season.

Rent to Own has worked with Brighton to create a business plan for this growing season. Rent to Own will deliver the water pump directly to Brighton’s farm and provide him with training on how to use and maintain the water pump, and will check in to provide support until he has completed his loan.

With a water pump, Brighton is planning to also start growing different crops, including watermelons, which are popular at markets within Kabwe.

Additional Information

More information about this loan

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit. 

About Rent-to-Own

Rent-to-Ownis a social enterprise that supports entrepreneurs in rural Zambia by providing financing and access to productive assets at low prices. The company uses a product catalogue for clients to purchase equipment needed to grow their businesses, and a network of local agents who leverage their social networks to decide if clients are credit-worthy.

Once clients are approved, Rent-to-Own provides a holistic set of services including delivery, installation, training, and repair services for their equipment to give clients the highest possible chance of succeeding. All equipment has a 30% mark-up over Rent-to-Own's purchase price. This mark-up covers all the logistical transportation costs that Rent-to-Own incurs in order to deliver the asset to the borrower, to provide training, ongoing support and to cover transaction costs. Kiva lenders’ funds are used to test new forms of asset financing to help more clients in new and innovative ways.

Rent-to-Own joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This Kiva loan will be used to provide borrowers with needed goods or services, as opposed to cash or financial credit.


About Zambia

  • $4,100
    Average annual income
  • 20
    View loans »
    Zambia Loans Fundraising
  • $1,185,700
    Funds lent in using Kiva
  • 6.1
    Zambia Kwacha (ZMW) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Brighton to obtain a water pump for irrigation.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 23, 2014
Currency Exchange Loss:
Mar 27, 2015