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Celina was born in Maputo, Mozambique. She is 34 years old and is a single mother to four children, all of whom are in school. She also cares for a niece who lives with her.
Celina has run her own business for some time, and she uses her earnings to pay for household expenses. With this loan she hopes to continue working on a home construction project by buying materials such as cement, sand, metal sheets and small stones. This is her 6th loan with Hluvuku (Kiva Field Partner).
In the future, Celina would like to finish this construction project, furnish her house, and open a grocery store that sells essential home goods. Her biggest challenge is to guarantee that her children will be able to attend school up to college.
View original language description ↓
Nasceu em Maputo tem 34 anos de idade solteira mãe de 4 filhos, todos frequentam a escola, ainda responsabiliza-se pela sua sobrinha que vive em sua casa.
É negociante há bastante tempo, ganha um valor que aplica nas despesas da casa. Com este empréstimo pretende dar continuidade a sua obra adquirindo material como: cimento, área, chapas e pedrinhas. Este é o seu 6º empréstimo na hluvuku.
Futuramente pretende concluir a sua obra, mobilar a sua casa e abrir uma mercearia para venda de produtos da 1ª necessidade. O seu principal desafio é garantir a escolaridade dos seus filhos até ao nível superior.

Additional Information

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Mozambique

  • $1,200
    Average annual income
  • 44
    View loans »
    Mozambique Loans Fundraising
  • $2,854,625
    Funds lent in using Kiva
  • 31.4
    Mozambique Meticais (MZN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $800 helped Celina continue to work on her construction project by buying materials like cement, sand, metal sheets and small stones.
87% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 20, 2014
Jun 21, 2014
Currency Exchange Loss: