Una Nueva Esperanza (Cuenca) Group
One of the group members is Maria. She is 34 years old, married, and has two children, ages 15 and 13, who are studying at the city school. Her husband is a public employee, and they live in a relative’s home since they don’t have their own home.
Maria spends her time at home caring for her family. She is engaged in raising guinea pigs, chickens, pigs, and cattle. She is also engaged in farming for home consumption, and sells her products if there is anything left over. She will invest the money from the loan in the purchase of chickens. Her goal is to have a store in her home.
The small photo is of a member that could not be present when the group photo was taken.
Una de las socias de este grupo es la Señora María, tiene 34 años de edad, está casada y fruto de su unión conyugal ha concebido 2 hijos de 15 y 13 años que están estudiando en un colegio de la ciudad, su esposo labora como empleado público, no tiene casa propia por lo que vive en casa de un familiar.
Doña María pasa en casa al cuidado de su familia, se dedica a la cría de cuyes, pollos, cerdos y ganado, también a la agricultura que es para el consumo de su hogar y si existe un sobrante lo vende. El dinero de su crédito va a invertir en la compra de pollos. Su meta es tener una tienda en su casa.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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