Tres De Noviembre (Cuenca) Group
One of the members of this group is Ana, 24, who is single and lives with her parents. Her father's a private employee and her mother works in agriculture. The house she lives in is their own.
Ana earns a living raising livestock, guinea pigs, and chickens, which she sells in her own community. She sells the milk from her cows to milk trucks. She's going to invest her new loan in buying livestock to raise.
Her goal is to have more animals as well as a workshop for handmade embroidery.
Una de las socias de este grupo es la Señorita. Ana, tiene 24 años de edad, es soltera y vive con sus padres, su papá es empleado privado y su mamá se dedica a la agricultura, la casa en donde vive es propia.
Doña Ana se dedica a la cría de ganado, cuyes y gallinas a las que las vende en su propia comunidad, la leche que obtiene de su ganado vende a los carros lecheros.
Su nuevo crédito lo va a invertir en la compra de ganado para la cría. Su meta es de tener más animales, como también tener un taller de bordado artesanal.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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