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Martha Lee
Martha Lee, 31, is a persevering woman from Puerto Cabezas and the single mother of three school-age children.

She wants to have a safe and decent home, so she's requesting a loan to replace the wood and metal sheeting on her house. She hasn't made any improvements on the house in about ten years and it's deteriorating.

Her dream is to give her family a home in suitable condition.
View original language description ↓
Martha Lee: Es una mujer luchadora, originaria de Puerto Cabezas, tiene 31 años de edad, es madre soltera de 3 hijos, en edad escolar. Con el propósito de tener una vivienda segura y digna, solicita financiamiento para cambiar la madera y zinc de la vivienda, debido a que desde hace aproximadamente 10 años no le realizada mejoras y la madera se encuentra en estado deteriorado. Su sueño es brindarle a su familia una vivienda con las condiciones adecuadas.

Additional Information

About Pana Pana

Pana Pana is a nonprofit civil association founded in 1990 in Nicaragua. The organization’s official name is Asociacion para el Desarrollo de la Costa Atlantica (Association for the Development of the Atlantic Coast) but they have always been know as Pana Pana which means “mutual help” in the local language.

Pana Pana offers loans for commerce, housing, and a small number of agriculture loans. They also have a small social development unit that runs Pana Pana’s non-financial services. This includes technical assistance for housing loans and the development of a water and sanitation project.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,801,550
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Martha Lee to replace the wood and metal sheeting on her little house on stilts.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 24, 2014
Jun 26, 2014
Currency Exchange Loss:
Apr 23, 2015