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Julio Daniel
Julio is a young entrepreneur. He is 28 years old and lives in Ica along with his wife and their two children.

He is a person who has a great desire to come out ahead. His greatest motivation is his family, and it is because of them that he constantly fights to be able to provide a better future to them.

For many years, he has worked as a cleaning person in an institute and it is going very well because he is a very responsible, hard-working, kind, and honest person.

Julio is thankful to the Kiva lenders. It is with the support that they have provided to him that he will be able to purchase a living room set to furnish his home, and so his family will be able to enjoy pleasant moments together.
View original language description ↓
Julio es un joven emprededor, tiene 28 años de edad y vive en Ica junto a su esposa y sus dos hijos.
Es una persona con muchas ganas de salir adelante. Su mayor motivación es su familia y es por ellos quienes lucha constantemente para poder brindarles un futuro mejor.
Desde hace varios años trabaja como personal de limpieza en un Instituto y le va muy bien porque es una persona muy responsable, trabajadora, amable y honesto.
Julio está agradecido con los prestamistas Kiva porque con es apoyo que le han brindado él podrá comprar un juego de sala para amoblar su vivienda y así su familia pueda disfrutar de momentos agradables unidos.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Peru

  • $6,715
    Average annual income
  • 115
    View loans »
    Peru Loans Fundraising
  • $56,074,975
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $375 helped Julio Daniel to purchase furniture to furnish his home (living room set).
70% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2014
Jun 26, 2014
Currency Exchange Loss: