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Fridah Njoki's Group
In this Group: Fridah, Fridah, Juliet, John, Veronicah, Edwin
These young men and women represent a promising group of entrepreneurs working as independent distributors of energy efficient stoves and solar lamps in Kawangware, Nairobi. This is a densely populated slum area where access to life-changing technology is difficult despite these various technologies being targeted towards the very population that lives in Kawangware. Despite having little to no education, these men and women have taken it upon themselves to find a venture that not only helps them make their way out of poverty but also brings positive externalities to their community. They will use this loan to finance inventory to take their sales to the next level.

Additional Information

About iSmart Kenya

iSmart Kenya is a nonprofit organization that creates jobs for youth by leveraging market demand for hard-to-get, life-improving technologies in slum communities. Through iSmart Kenya, youth living in poverty earn an income and gain the professional skills required for a lifetime of employment. Kiva lenders’ funds are used to help iSmart Kenya achieve greater impact in two key ways: 1) by mitigating our risk of supply gaps and 2) by improving our ability to scale our model into new slums.

iSmart Kenya joined Kiva through our Experimental Partnership Program, and has therefore received a lighter level of due diligence. Accordingly, loans associated with this partner carry a higher level of risk than typical Kiva loans.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Kenya

  • $1,800
    Average annual income
  • 707
    View loans »
    Kenya Loans Fundraising
  • $44,827,200
    Funds lent in using Kiva
  • 87.4
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A portion of Fridah Njoki's Group's $3,025 loan helped a member to purchase energy efficient products to sell.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jun 30, 2014
Jun 23, 2014
Currency Exchange Loss:
Apr 17, 2015