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Mercedes Viviana
Viviana is a 21-year-old young woman. She has been working for five years selling products through orders and by catalogue. Viviana also works helping her parents in their business. They bake bread in their home, and when it is ready she goes out to distribute it and sell it from store to store.

Viviana will invest this loan into the purchase of beauty products and personal care products to sell door-to-door and to her customers. She hopes to someday have a storefront to sell these products from in order to get ahead and continue her studies.
View original language description ↓
Vivana es una chica de 21 años de edad, ella se dedica desde hace 5 años a vender productos por pedido y por catalogo, Viviana también trabaja ayudando a sus padres en su negocio que es elaboración de pan en su casa y cuando ya está listo este producto sale a repartirlo y a ofrecerlo de tienda en tienda, Viviana va a invertir el crédito en la compra de productos de belleza y uso personal para ofrecerlo de puerta en puerta y a sus clientes, ella aspira en algún momento ponerse un local de estos productos para salir adelante y seguir estudiando.

Additional Information

More information about this loan

This loan is part of VisionFund Ecuador's effort to reach vulnerable populations located along Ecuador’s frontier with Colombia. This region generally lacks access to financial services and is populated by many Colombian refugees seeking asylum from guerrilla warfare. This loan is designed to help these vulnerable populations improve their lives and set up sustainable businesses.

About VisionFund Ecuador

VisionFund Ecuador is a microenterprise development fund that supports groups of entrepreneurs who lack access to formal financial systems. The organization works with vulnerable populations, especially women, in the marginalized urban and rural sectors of Ecuador. Its clients work in a variety of sectors including agriculture, artisan crafts and the commercial and service sectors. Kiva lenders’ funds are used to expand the organization’s services to the poor living in more rural parts of Ecuador.

About Ecuador

  • $10,600
    Average annual income
  • 86
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mercedes Viviana to purchase cosmetics.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 10, 2014
Jun 25, 2014
Currency Exchange Loss:
Jul 17, 2015