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This 29-year-old young woman's name is Firuza. She is involved in her own retail business. Firuza has a retail outlet at the central market of her city of Kulob, where she sells hair pins, ties, bands, jewelry, etc. She has been involved in this business for 3 years. Her husband is also a businessman. He is involved in reselling fruits. Firuza has three children. Her daughters are 9 and 4 years old, and her son is 2 years old.

Firuza wants to increase the volume of sales at her retail outlet and this is why she requested this loan. She plans to vary the selection of her merchandise with the help of this loan.
View original language description ↓
Эту 29-летнюю молодую женщину зовут Фируза. Она занимается собственным торговым бизнесом. Фируза на центральном рынке своего города Куляб имеет торговую точку, где она занимается продажей заколок, резинок, ободков, бижутерия и т.д. Данным бизнесом она занимается в течение 3 лет. Ее муж тоже бизнесмен. Он занимается купле-продажей фруктов. Фируза имеет троих детей. Ее дочерям по 9 и 4 года, а сыночку 2 годика.
Фируза хочет увеличить объем продаж в своей торговой точке и поэтому обратилась за кредитом. Она за счет кредита собирается разнообразить ассортимент товара.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 114
    View loans »
    Tajikistan Loans Fundraising
  • $29,882,225
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Firuza to purchase a selection of hair pins, ties, bands, jewelry, etc. in order to increase the sales volume.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jun 22, 2014
Currency Exchange Loss:
Apr 17, 2015