Emmanuel works selling various products--milk, lemonade, chemical fertilizers. He has been doing this for nine years.
This is his eighth loan with Turame. With this Kiva-financed loan, he is going to increase his capital to buy a large quantity of milk, chemical fertilizer, and lemonade, which he will resell to earn more.
In the coming years, Emmanuel would like to build a fence around his land and see his children [continue to] go to school.
Il fait le commerce de divers produits : du lait, de la limonade, des engrais chimiques,…depuis 9 ans.
Il est à son huitième crédit à Turame. Avec le crédit KIVA qu’il obtient, il va augmenter son capital et acheter une grande quantité du lait, d’engrais chimiques, de limonade, à revendre, pour gagner plus.
Dans les années prochaines, il voudrait construire une clôture de sa parcelle et voir ses enfants étudier.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
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