Margaret, a mother of 3, is embarking on a journey to improve her family’s standard of living by engaging in mixed farming. She received training from Juhudi Kilimo, located in her home town of Kerugoya, Kenya.
She has farmed for10 years and has earned an income selling her produce and engaging in other small businesses.
Margaret seeks a loan to purchase goats. These goats will provide milk and meat that will be sold. The training she received from Juhudi focused on wealth-creation through income generating assets and basic financial management skills. The money she earns from selling milk and meat will be enough to repay the loan and save money.
Her biggest challenge is raising capital and marketing the farm products. With your funding, Margaret will purchase the goats and use Juhudi Kilimo's extension resources to help with the marketing challenges. The extra income will meet the high farming costs that place heavy burdens on smallholder farmers.
Her dream is for her family to enjoy financial independence.
More information about this loan
Juhudi Kilimo works with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers. This loan will provide an income generating agricultural activity for small-holder farmers to improve their standard of living.
Important InformationTo facilitate a partnership between Kiva and Juhudi Kilimo, K-Rep Group (Juhudi Kilimo’s 100% owner) has guaranteed Kiva funds in the event of institutional default. Lenders should be aware that the risk of borrower default remains borne by the lender.
About Juhudi Kilimo:
Juhudi Kilimo is a for-profit social enterprise working with small-holder farmers in Kenya to finance purchases of dairy cows, chickens, agricultural equipment, and other assets that create immediate cash flow. Many of the assets are insured to prevent devastating business losses, and targeted technical assistance is provided to farmers, from agricultural training to basic book keeping and local market research.
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