Virgen De Fátima Group
Ms Delicia V. M. is the president of the group, has eight years of experience in the sales and promotion of cosmetics and hand weaves bags, purses, etc for eight hours a day. She has one small girl who is still in school. She is very responsible and polite and will not dissapoint Emprender with the opportunity she is given. She is also one of the founders and leaders of the group.
Ms Ruth Negri R. A. is the treasurer, has five years of experience in the sales of cosmetics and clothes, and works six days a week for eight hours a day. Her work is largely done outsiD. of her home, as a traveling salesperson. Her dream is to continue working with Emprender and one day become director of a group of cosmetic promoters. She is very responsible and polite and is pleased with the opportunity provided by teh group and will not disappoint. She has five children who are in school and with the profits she is able to support her home.
La Sra Delicia V. M. es la presidenta del grupo, tiene 8 años D. antigüedad en el rubro D. promotora D. cosmeticos y tejido a mano D. carteras, bolsones, monederos a lo que le dedica 8 horas al dia, Tiene 1 hija pequeña que todavia esta en colegio. La Sra es muy responsable y cumplida en el grupo y la oportunidad que le brinda Emprender no la defraudara. Tambien ella es unas D. las fundadoras y lider del grupo.
La Sra Ruth Negri R. A. es la Tesorera del grupo. Lleva 5 años D. antigüedad en el rubro D. venta D. cosmeticos y Ropa, trabaja 6 dias a la semana por 8 horas al dia ,su trabajo es mayormente fuera del domicilio, D. ambulante, su meta es D. seguir Trabajando con Emprender y tambien y ser Directora D. un Grupo D. promotoras D. cosméticos. La Sra es muy responsable y cumplida en el grupo y la oportunidad que le brinda el grupo y la Intitucion no la defraudara. Tiene 5 niños que estan en la escuela y con los ingresos que percibe pueD. ayudar en el sustento del hogar.
About EmprenderEmprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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