Tierra Fertil (Cuenca) Group
The group members are happy, hardworking people that work in different activities, which allow them to contribute to their household expenses and get their families ahead.
One of the members of the group is Patricia. She is 31 years old, married, and has two children, ages 10 and 7, who attend the local school. Her husband sells gas, and they are renting as they don’t have their own home.
Patricia has worked in the family business, selling gas, for four years. She works from Monday to Saturday, without a fixed schedule. She will invest the money from the loan to pay for a plot of land that they will buy to build their house. Her goal is to have her own house.
The small photo is of a member of the group who couldn’t be present when the group photo was taken.
Las son personas alegres y trabajadoras que laboran en distintas actividades diarias, actividades que les permiten aportara la economía de sus hogares y salir adelante con sus familias.
Una de las socias de este grupo es la Señoras. Patricia, tiene 31 años de edad, está casada y fruto de su unión conyugal ha concebido 2 hijos de 10 y 7 años que estudian en una escuelita de la localidad, su esposo se dedica a la venta de gas, no tienen casa propia por lo que viven arrendando.
Doña Patricia desde hace 4 años labora en el negocio familiar el cual es la venta de gas, esta actividad la realiza sin un horario fijo y trabaja de lunes a sábados. El dinero de su crédito va a invertir en el pago de una cuota de un terreno que se compraron para construir su casa. Su meta es tener su casa propia.
La foto pequeña es de una socia que no pudo estar prresente cuando se tomo la foto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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