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Unión Libertad Group
In this Group: Mary Justina, Elisa, Marisol, Gilda, Sonia , Llilia, Teresa Amanda, Ruth
The Unión y Libertad communal bank will begin its thirtieth cycle with Pro Mujer as part of the Santiago II regional center. It is comprised of eight members, and it is led by a board of directors. Mary is the president. The members’ businesses are varied and include making skirts, selling gifts, selling fruit, Internet services, photocopy services, macramé blankets, selling ‘salchipapas’ [sausages and potatoes mixed together], and selling pastries.

The loan that they will take out will benefit small businesswomen where Mary is a member. She states that this is the first time she has been a member of Pro Mujer. She joined by invitation from one of her colleagues who is a client of the institution. She currently has a business of selling fruit. She says that she learned to sell this product from her family. When she was a girl she sold by her mother’s side. She currently has an independent business where she works every day.

The loan that she will now take is to increase capital (to buy fruit wholesale). She will get the fruit from the wholesale vendors in the city of La Paz. She will later sell it at her place of sales. This way of working allows her to generate resources to support her family. She is in a common-law marriage, and she has a daughter.

When asked what she likes about Pro Mujer, she answered that she likes the training that the institution offers.
View original language description ↓
La A.C. “UNIÓN Y LIBERTAD” iniciará el trigésimo tercer ciclo en Pro Mujer, como parte del Centro Focal de Santiago II, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Mary es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: costura de faldas, venta de regalos, venta de fruta, servicio de internet, servicio de fotocopiadora, macramé de mantas, venta de salchipapas, venta de masitas.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Mary es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una compañera que es clienta de la institución. En la actualidad ella tiene un negocio de venta de frutas; da a conocer que la venta de este producto lo aprendió de su familia, pues desde niña vendía al lado de su madre, en la actualidad tiene un negocio independiente donde trabaja todos los días.

El crédito que ahora sacará es para el aumento de capital (compra de frutas por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es vive en unión libre y tiene una hija.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las capacitaciones que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 130
    View loans »
    Bolivia Loans Fundraising
  • $33,237,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Unión Libertad Group's $4,300 loan helped a member to buy fruit wholesale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 12, 2014
Jun 25, 2014
Currency Exchange Loss:
Jan 17, 2015