Banco Mujer Las Triunfadoras Group
The president of this group is Ellisenia, 33, a good leader who has been able to manage the group and influence her colleagues in the best way. She lives in a common-law relationship and has two small daughters. Both she and her companion work on their own. The lack of work led them to develop this business, so they could support their household.
She has a lot of character and entrepreneurial vision. In addition to being a merchant for many years, two years ago she started a business at home selling food. People order a certain number of lunches, which she prepares and then goes out to deliver. She also makes homemade bread and arepas [corn cakes], which sell very well, including to a bread truck.
This new investment will be to buy a small motorcycle to facilitate delivering the meals.
Ellisenia has very defined goals and objectives, including finishing her college education in law and becoming a lawyer. She also wants to have a small restaurant one day.
La presidenta de este grupo es Ellisenia, una buena lideresa que ha sabido dirigir el grupo e influenciar de la mejor manera a sus compañeras. Tiene 33 años, vive en unión libre y tiene 2 niñas pequeñas. Tanto ella como su compañero trabajan en lo propio, la falta de empleo los llevo a desarrollar esta actividad, para poder llevar el sustento al hogar.
Posee mucho carácter y visión empresarial, comerciante desde hace muchos años, pero además hace 2 años inicio el negocio de venta de comidas a domicilio, le encargan por día cierta cantidad de almuerzos que ella prepara y luego debe salir a entregar, además elabora pan casero y arepas que se venden muy bien, incluso a un camión repartidos de pan. Esta nueva inversión será para la compra de una pequeña moto para facilitar la entrega de las comidas. Ellisenia tiene metas y objetivos muy bien definidos, entre esos están concluir sus estudios universitario en la carrera de leyes, y llegar a ser una abogada; así como algún día tener un pequeño restaurante.
More information about this loan
In Costa Rica, funding for microfinance institutions is hard to come by, and many institutions find themselves having difficulty growing and reaching all the demand for loans that exist. Kiva works with Fundacion Mujer because it attends a very marginalized population in Costa Rica, with a specific focus on women. In addition to the loan, Fundacion Mujer provides specialized training programs for their borrowers on everything from computer classes to salon training. Because of the difficulty in obtaining capital in Costa Rica, Fundacion Mujer cannot serve all the women that need loans. Therefore Kiva plays a unique role in helping Fundacion Mujer grow its portfolio and reach borrowers it otherwise would not be able to.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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This loan has been fully funded!