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Flor De Naranja Group
In this Group: Marcela Jhobana, Adrian Pablo, Irene Lidia, Marcela, Regina Susana, Gladys, Yeny Martina, Encarnación Eleuteria
The "FLOR DE NARANJA" communal association will begin its third cycle in Pro Mujer as part of the Centro Focal de Copacabana, and is comprised of eight members and is directed by a board of officers, with Marcela as the president. The businesses that the group members run are varied and include: food sales, a neighborhood store, cheese sales, a bookstore and copy business, construction service, a farm, sales of stuffing, salchipapa (a kind of kebab) sales, and milk and cheese sales.

The loan that they take out will benefit the small business owners of whom Marcela is a member. She states that two years ago she joined Pro Mujer, at the invitation of the institution's massive promotion. At the moment, she has a business selling food. She says that she began this business two years ago after observing one of her friends who taught her how to sell this product.

The loan that they are taking out now is for food during the time of drought (purchasing vegetables in bulk) that she will get from the bulk sellers in the city of El Alto and after preparing them will sell them in her rented space. This work allows her to generate resources to support her family, since she lives in a common-law marriage and has two children.

When asked what she likes about Pro Mujer, she responds that she likes the life insurance that the institution offers.
View original language description ↓
La A.C. “FLOR DE NARANJA” iniciará el tercer ciclo en Pro Mujer, como parte del Centro Focal de Copacabana, está compuesta por ocho integrantes y está dirigida por una mesa directiva donde la señora Marcela es la Presidenta. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos existen: venta de comida, tienda de barrio, venta de queso, librería y fotocopiadora, servicio de construcción, agricultor, venta de rellenos, venta de salchipapas, venta de leche y queso.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcela es integrante, ella indica que hace dos años que integra Pro Mujer, ingresando por la invitación de una promoción masiva de la institución. En la actualidad ella tiene un negocio de venta de comida; da a conocer que este negocio lo inicia hace dos años al observar a una de sus amigas quien le enseñó la forma de venta de este producto.

El crédito que ahora sacará es para alimento en tiempo de sequía (compra verduras por mayor) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.

Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el seguro de vida que ofrece la institución.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

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About Bolivia

  • $2,817
    Average annual income
  • 108
    View loans »
    Bolivia Loans Fundraising
  • $28,245,800
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Flor De Naranja Group's $3,700 loan helped a member to purchase vegetables in bulk.
78% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 5, 2014
Listed
Jun 25, 2014
Currency Exchange Loss:
Possible