This loan will benefit the small businesses such as the one Rebeca has. It is the first time that she has been a member of the Pro Mujer group, joining when a representative of the group visited her house to promote the organization.
She has a business producing fruit. She started this business on her own initiative because when she was young, she helped her family out and learnt about this trade.
She is asking for a loan to buy seeds wholesale from the traders in the El Alto area. She will grow and then sell her produce on the market. This way of working allows her to generate an income to support her family. She is married and has one child.
When she is asked what she likes most about 'Pro Mujer', she tells us that it is the training that the organization offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rebeca es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de un promotor de la institución que fue a visitarle a su casa. En la actualidad ella tiene un negocio de producción de frutas; da a conocer que este negocio lo emprendió por iniciativa propia, ya que desde niño ella apoyo a su familia y por ello conocía este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de semillas por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo cultivará en su estancia para poder comercializarlo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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