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Avancemos Juntas Group
In this Group: Teresa, Susana, Lorenzo, Jacinta, Elena Julia, Elena, Maximiliana, Alejandrina, Teodosia, Felicita, Gliceria, Natividad, Candelaria, Reveca, Hilaria, Victoria, Luciano, Ruth, Valeriana, Blacida, Tomasa
"Bancomunal Avancemos Juntas" is located in the department of Huancavelica, in the community of Yauli. This is a beautiful region with very pretty scenery and tourist areas such as Tintay Panco, Incañan, Bosque D. las Piedras (qampata), and Sopa D. Piedras in Ambato. The garments of the Chopcca are multicolored. The main activity of the community is farming (potato, onion, wheat, olluco) and a small quantity of cattle, pigs, and sheep among others.


Teresa A. is illiterate and lives in a very small house, she is father and mother to her three daughters, 15, 28, and 20 years old who study in the technological institute. All her life she has woven stockings and shawls, but due to an accident she had hearding sheep when she fell from a hill and broke her arm, she could not continue weaving and her business did not go well, and she needed the money so her daughters could study. With the support of FINCA Peru she got a loan and with the help of her promoter she moved ahead. She likes FINCA Peru because she finds much happiness with the promoters and partners. She has learned to save money and to have faith in others. It is her dream that her daughters become professionals and graduate. Teresa will invest the loan in buying more merchandise such as wool and offer work to her neighbor weaving stockings and shawls.


L. M. is married with three children, 2 months, 6 and 8 years old. She lives in her mother's house. L. sells gasoline and bus transportation between Huancavelica and Yauli and around the village. With her loans and savings she bought a second-hand bus which was on sale. L. is an old partner of Finca. Her problem is that her mother had a facial paralysis and almost passed away but her savings helped her. She got a loan of 500 nuevos soles from Finca Peru. The money will be invested in buying back tires and a jack for her bus. It is her dream to buy her own house and therefore she is saving money.


Rebeca T. is married with four children, 6, 9, 11, and 12 years old, all in school with no major difficulty. She started this new business with a loan of 200 nuevos soles from Finca Peru selling wool garments and wool shirts. She learned to save money and prepared to become a good woman helping her sisters-in-law who are on their own. The money will be invested in buying more wool products in Huncayo. Her dream is to purchase a sewing machine and more looms, and to have a store selling synthetic and natural wool,

View original language description ↓
El Bancomunal Avancemos Juntas esta ubicado en el departamento D. Huancavelica, en L. comunidad D. Yauli, esta es una zona muy hermosa con paisajes muy hermosos y zonas turísticas como Tintay panco, Incañan, Bosque D. las piedras (qampata), sopa D. piedras en Ambato. Las vestimentas son D. muchos colores D. los Chopcca
Las actividades principales D. L. comunidad son L. agricultura, se produce papa, cebolL., trigo, olluco, en L. ganadería, pequeña cantidad ganado vacuno porcino, vino ente otros.


Teresa A., elL. es analfabeta vive en una casa muy pequeña, es Padre y Madre para sus tres hijas D. 15, 28 y 20 años, que estudian en el tecnológico. Ha pasado su vida tejiendo medias y chalinas, Su mayor dificultad es un accidente que tuvo pasteando sus cabras, se cayo del cerro y se rompió el brazo por lo cual no pudo continuar tejiendo, su negocio bajo y elL. necesita el dinero para que sus hijas estudien.
Con el apoyo D. FINCA Peru logró conseguir un préstamo y con L. ayuda D. su promotora salió adelante, le gusta FINCA Peru por que encuentra mucha a alegría en las promotoras y socias, ha aprendido ahorrar y confiar en otros. Su sueño es lograr que sus hijas sean profesionales y que saquen su titulo. Teresa va invertir el préstamo en comprar más mercadería como lanas y darle trabajo a su vecina para que teja medias y chalinas


L. M., es casada con tres hijos pequeños D. 2 meses, 6 y 8 años, vive en casa D. su madre. L. tiene negocio D. venta D. gasolina y trasporte D. ómnibus entre Huancavelica y Yauli y alrededor D. su pueblo, con sus prestamos y ahorros compro un ómnibus D. segunda que estaba en oferta, L. es socia antigua D. Finca.
Los problemas que elL. enfrenta son que su mamá le dió parálisis facial y estuvo a punto D. morir y con sus ahorros pudo ayudarL..
ElL. obtuvo un préstamo D. 500 nuevos soles D. Finca Perú va invertir su dinero comprando llantas traseras y gata para su trasporte.
Su sueño es comprar su casa propia y para ello esta ahorrando.


Rebeca T., es casada con cuatro hijos D. 6, 9, 11, 12, todos estudiando en el colegio, gracias a Dios no tiene mayores dificultades. Empezó este nuevo negocio con el préstamo D. 200 nuevos soles D. Finca Perú D. venta D. lanas y cahuas D. lanas, donD. aprendí ahorrar, me capacitaron, ahora soy mujer D. bien, apoyo a mis cuñadas que se han quedado solas. Va invertir su dinero comprando más lanas D. Huncayo. Su sueño es comprar una remalladota, y mas telares, tener una tienda D. lanas, sintética y naturales.

Additional Information

About FINCA Peru

This loan is administered by FINCA Peru, one of Kiva’s Field Partners in Peru. FINCA Peru is dedicated to empowering socially and economically disadvantaged women in Peru, contributing to the development of their families, and building sustainable communities.

In 1990, FINCA Peru began by lending to a small group of women widowed by the Shining Path terrorist movement in Ayacucho. Beyond loans and financial services, FINCA offers business development training, personal and family development training, gender empowerment sessions, life insurance products, and financial and social literacy sessions for the children of borrowers. Visit FINCA Peru’s Kiva Field Partner page to learn more.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $6,715
    Average annual income
  • 33
    View loans »
    Peru Loans Fundraising
  • $55,878,425
    Funds lent in using Kiva
  • 3.1
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Avancemos Juntas Group's $3,100 loan helped a member the 21 partners will invest in their businesses.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Disbursed:
Nov 16, 2008
Listed
Nov 1, 2008
Currency Exchange Loss:
Covered
Ended:
Jun 15, 2009