29 De Junio Group
The loan that they want to take out will benefit small micro-entrepreneurs where Mrs. Sonia is a member (she indicates that it is the second year she is a member of Pro Mujer, joining at the invitation of a colleague who is a client of the institution). At present, she has a business selling chips. She discloses that she implemented this business several years ago, alongside her partner; presently they both work this business.
The loan that she is now taking out is to increment her capital (to purchase an industrial toaster), which she will acquire from the provinces’ fairs of the La Paz department; subsequently to the product's elaboration she will commercialize it in her retail space. This way of work allows her to generate resources to support her family, given that she lives in a consensual union and has two children.
When asked what she likes about Pro Mujer, she answers that she likes the health area, the skills training, and the credit area offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Sonia es integrante, ella indica que es segundo año que integra Pro Mujer, ingresando por la invitación de una compañera que es cliente de la institución. En la actualidad ella tiene un negocio de venta de papa frita; da a conocer que este negocio lo implemento hace varios años, conjuntamente con su pareja, en la actualidad ambos trabajan en este negocio.
El crédito que ahora sacará es para el aumento de capital (compra de tostadora industrial) que adquirirá de las ferias de las provincias del departamento de La Paz y posteriormente a la elaboración lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella vive en unión libre y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, las capacitaciones y el área de crédito que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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