The loan they are taking out will benefit small micro-entrepreneurs where Martha is a member. She says that four years ago she joined Pro Mujer, at the invitation of her daughter who is a customer of the institution. At present, she owns a bakery business. She tells us that she began to build this business several years ago, learning from her mother and supplementing her knowledge in a training center to improve her product.
The loan that she is requesting now is to increase capital to purchase a mixer, which she will acquire from the wholesale vendors in the city of El Alto, and will later install in her retail space. This type of work allows her to generate resources to support her family since she is married and has three children.
When she was asked what she liked about Pro Mujer, she responded that she liked the colleagues she had met in the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Martha es integrante, ella indica que hace cuatro años integra Pro Mujer, ingresando por la invitación de su hija que es cliente de la institución. En la actualidad ella tiene un negocio de pastelería; da a conocer que este negocio lo implemento hace varios años, aprendiendo el mismo de su madre y complementó su conocimiento en un centro de formación técnica para mejorar su producto.
El crédito que ahora sacará es para el aumento de capital (compra de batidora) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo instalará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta las compañeras que encontró en la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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