29 De Mayo Group
The loan that they are requesting will benefit small business where Steffi is a member. She states that this is the first time that she takes part in Pro Mujer, joining after receiving an invitation from a client of the institution. Currently, she has a business selling coca. She states that she started the business many years ago because since she was little, she helped her family sell this product. She comments that the product is requested in the Alteño market for akullicu (chewing of coca leaves).
The loan that she is seeking will be used to increase her capital (purchase coca in bulk) that she will acquire in the markets in the city of La Paz and later sell in her retail space. This line of work allows her to earn an income to support her family since she is single and lives with her parents. When asked what she likes about Pro Mujer, she says that she enjoys the health center, the loans and the trainings offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Steffi es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una compañera que es cliente de la institución. En la actualidad ella tiene un negocio de venta de coca; da a conocer que este negocio lo implemento hace varios años, ya que desde niña apoyaba a su familia en el comercio de este producto. Ella comenta que este producto es requerido en el mercado Alteño para el akullicu .
El crédito que ahora sacará es para el aumento de capital (compra de coca por mayor) que adquirirá de las ferias de la ciudad de La Paz y posteriormente lo comercializará en su espacio de venta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y vive con sus padres.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, los créditos y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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