The loan that they will take out will benefit small businesswomen where Silveria is a member. She says that she has been a member of Pro Mujer for five years. She joined by invitation from a representative of the institution. She currently has a business, a hardware store. She indicates that she set up this business several years ago. She did so with the support of a friend who guided her in getting and selling these products.
The loan that she will now take is to increase capital (to buy tools wholesale). She will get them from the wholesale sellers in the city of El Alto. She will later sell them at her place of sales, where she works every day with the help of her son. This way of working allows her to generate resources to support her family. She is a widow, and she has two children.
When asked what she likes about Pro Mujer, she replied that she likes the training that the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Silveria es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de una promotora de la institución. En la actualidad ella tiene un negocio de tienda de ferreteria; da a conocer que este negocio lo implemento hace varios años, con el apoyo de una amiga que la guío en la adquisición y el comercio de estos productos
El crédito que ahora sacará es para el aumento de capital (compra de herramientas por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará en su espacio de venta todos los días con el apoyo de su hijo. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es viuda y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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