Mujeres Obreras Group
Maruja is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. She says she has been a member of Pro Mujer for three years, having been invited by her partner who is a member of the institution. She is currently running a clothes shop: she says she has been working for many years in this field, having learned how to sell clothes by helping her mother, and now she wants to be work independently.
The loan she is now requesting will be used to increase her working capital by buying clothes at wholesale price that she will buy from wholesalers in the town of El Alto, to then sell them according to her customers’ requests. This type of activity helps her earning an income to economically support her family, as she is single and she has three children.
When asked about what she likes of Pro Mujer, she answers that she likes the seminars offered by the institution.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Maruja es integrante, ella indica que hace tres años que integra Pro Mujer, ingresando por la invitación de su pareja, que es cliente de la institución. En la actualidad ella tiene un negocio de venta de ropa; da a conocer que este negocio lo implemento hace varios años, ya que aprendió la comercialización de estos productos cuando apoyaba a su madre, es por ello que decide independizarse.
El crédito que ahora sacará es para el aumento de capital (compra de ropa por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es soltera y tiene tres hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la capacitación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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