Luz De Amor Group
The loan they're getting will benefit small business entrepreneurs like Marcela. She said she has been a member of Pro Mujer for five years, having joined on the invitation of her husband, who's a client of the institution. Currently Marcela has a business making polleras that she started five years ago. She learned the trade in a training center and later decided to do occasional work for her friends.
Marcela's loan is to increase her capital by buying fabric, which she'll get from the wholesale vendors in the city of El Alto and later sell on customer request. This form of work allows her to generate resources to support her family, because she's married and has two children.
When asked what she likes about Pro Mujer, she says the education the institution offers.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Marcela es integrante, ella indica que hace cinco años que integra Pro Mujer, ingresando por la invitación de su esposo que es cliente de la institución. En la actualidad ella tiene un negocio de costura de polleras; da a conocer que este negocio lo implemento hace quince años, aprendiendo el mismo en un centro de formación y posteriormente decidió realizar trabajos esporádicos para sus amigas.
El crédito que ahora sacará es para el aumento de capital (compra de tela por mayor) que adquirirá de las vendedoras mayoristas de la ciudad de El Alto y posteriormente lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta la educación que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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