This loan will benefit small entrepreneurs such as Sra. Rita. She says that this is the first time she has joined Pro Mujer after receiving an invitation from a friend who is a member of the organization. Rita currently has a business where she weaves and sells blankets. She gained knowledge about this type of work several years ago when she started her business. Rita learned her weaving techniques from a friend and decided to channel this knowledge into a source of income generation.
The loan she is receiving now will be used to increase her capital for buying wool in bulk. She acquires her supplies at the fairs in the city of El Alto and then sells her products according to her customers’ requests. Working in this manner enables her to generate income for supporting her family. Rita is married and has two children.
When asked what she likes about Pro Mujer, Rita said that she enjoys the health services, the savings, and the training seminars offered by the organization.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rita es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de tejido y venta de mantas; da a conocer que este negocio lo implemento hace varios años al aprender de su amiga la técnica de tejido decide implementar este conocimiento con fuente de generación económica.
El crédito que ahora sacará es para el aumento de capital (compra de lana por mayor) que adquirirá de las ferias de la ciudad de El Alto y posteriormente lo comercializará a pedido de la clienta. Esta forma de trabajo le permite generar recursos para apoyar a su familia, ya que ella es casada y tiene dos hijos.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta el área de salud, los ahorros y las capacitaciones que ofrece la institución.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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