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Kholigul is a farmer from the Yavan Region. She is 41 years old. She is an open-faced person with a clear conscience. She has two sons and one daughter. Her eldest son is 17 years old; he is currently in Russia as a migrant worker. Her daughter is 11 years old, and the youngest son is eight years old; both attend school. Kholigul's husband is a member of a cooperative farm. Kholigul has been growing farm produce for eight years. Her husband helps her in the business. At present they are busy harvesting wheat. Afterwards they intend to do another planting. This is why Kholigul has applied for a loan to buy quality seeds and mineral fertilizers. Thanks to this loan Kholigul will be able to complete planting in time. She plans to use her revenues in order to carry out some minor home renovations and thus improve their living conditions somewhat.
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Холигул фермер из района Яван. Ей 41 год. Она женщина с открытым лицом и с чистой совестью. У нее двое сыновей и одна дочь. Старшему сыну 17 лет и он сейчас находится на заработках в России. Дочери 11 лет и младшему сыну 8 лет, они учатся в школе. Муж Холигул является членом дехканского хозяйства. Сама Холигул на протяжении 8 лет занимается растениеводством. Муж помогает ей в деятельности. Сейчас они заняты сбором урожая пшеницы. На место него они собираются провести очередной посев. С такой целью Холигул обратилась за кредитом, на сумму которого она хочет купить качественные семена и минеральные удобрения. Благодаря кредиту Холигул сможет вовремя провести очередной посев. За счет прибыли с деятельности она планирует сделать маленький ремонт в доме и немного улучшить условия проживания.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $29,700,275
    Funds lent in using Kiva
  • 4.9
    Tajikistan Somoni (TJS) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $525 helped Kholigul to buy quality seeds and mineral fertilizers for the planting season.
94% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 30, 2014
Jun 21, 2014
Currency Exchange Loss:
May 17, 2015