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Jiguisseme B Group
In this Group: Mariam K , Kadia Ali , Mariam O, Saran , Assetou A , Toron , Awa Salif , Maria Modibo , Bintou, Mamine B
The ten members of the Jiguisseme B Group are married women who are, on average, 38 years old and have three children. Most of them live in traditional families in the commune of Kafana, Sikasso district (third administrative region of Mali).

During the winter months, the women work with the field partner, Soro Yiriwaso, in order to improve their agricultural businesses. This will be their tenth group loan. The previous loans were all fully and correctly repaid.

Saran (standing second from the right in the photo) grows peanuts. She plans to use her loan to buy one 50kg sack of fertilizer, one drum of herbicide, and pay the labour costs to work half a hectare of land. She sells her produce in the village, in Sikasso, to both men and women, on a cash or credit basis. Saran expects to make an average profit of 75,000 francs CFA over the loan period, which will enable her to repay her loan and help her husband to provide for their day-to-day expenses.
View original language description ↓
Les 10 membres du groupe JIGUISSEME B sont des femmes mariées ayant une moyenne d’âge de 38 ans, ont en moyenne 3 enfants et vivant la plupart dans des familles traditionnelles à KAFANA une commune dans le cercle de SIKASSO 3ème région administrative du MALI.
Elles collaborent avec l’institution de microfinance Soro Yiriwaso afin de mener à bien leurs activités agricoles pendant l’hivernage.
Elles sont à leur dixième prêt de campagne avec l’institution de microfinance soro yiriwaso, les prêts antérieurs ont été bien remboursés.
La spéculation cultivée est l’arachide avec madame SARAN débout à la deuxième position de la droite vers la gauche sur la photo dans ce groupe de femme JIGUISSEME B.
Avec son prêt, elle compte acheter 1 sac de 50 kg d’engrais, 1 bidon d’herbicide, payer les frais de labour pour entretenir 0.5 hectare.
Après la récolte la production est vendue au niveau du village, à SIKASSO à une clientèle composée d’hommes et de femmes au comptant et à crédit.
Elle compte réaliser un bénéfice moyen de 75 000 francs CFA par campagne.
Ce bénéfice lui permettra de payer son prêt et aussi d’aider son mari dans les dépenses quotidiennes.

Additional Information

Important Information

Soro Yiriwaso is a microfinance institution that works primarily in rural and semi-urban areas of Mali to provide underprivileged communities with access to financial services.The organization facilitates access for disadvantaged clients, particularly women, to new resources and services, fostering solidarity and cooperation among its clients. Kiva lenders’ funds will enable Soro Yiriwaso to expand its outreach and target even more underserved Malians involved in business and agriculture.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Mali

  • $1,200
    Average annual income
  • 26
    View loans »
    Mali Loans Fundraising
  • $9,945,750
    Funds lent in using Kiva
  • 483.6
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD
Paying Back

This loan has been fully funded!

A portion of Jiguisseme B Group's $975 loan helped a member to buy fertilizer, herbicide and pay labour costs.
0% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 12, 2014
Listed
Jun 24, 2014
Currency Exchange Loss:
Possible