Swastika is 30 years old, married, and has 2 children aged 8 and 6. Many years ago, she established her vegetable farming business. Working 7 days a week and 4 hours a day, she supports her family. She has already received and successfully repaid 5 loans from Patan BPW and used her most recent one to buy seeds and fertilizer. In the future, Swastika plans to uplift the economic conditions of her family. She thanks you for your support.
Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seeds and fertilizer. With more seeds and fertilizer, a borrower is able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.
About BPW Patan
This loan was administered by Kiva's Field Partner, Patan Business and Professional Women. BPW Patan became Kiva's first Field Partner in Nepal in 2007. BPW Patan operates throughout the Kathmandu Valley, offering microcredit, business training, and literacy classes to low-income women in both urban and rural areas. BPW Patan uses a group lending methodology, which not only allows women without collateral to access finance, but also provides members with a valuable support system. In addition to providing economic opportunities to its clients, BPW Patan seeks to empower Nepali women within their homes and communities. For more information about BPW Patan, visit the BPW Patan Partner Page and keep an eye out for new loans and borrower updates. Also, please consider joining the BPW Patan Lending Team to show your support.