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Ma. Elena

Update on Ma. Elena

Ma. Elena runs a small grocery store. In addition, to make a living they have her husband’s income as a plumber in a private construction company. She finds ways to augment their living. She is determined to save money for the future of her children so she keeps on selling goods in the community to realize her dream.

She successfully repaid her previous loan used for the business and was able to put up a capital to start selling cosmetic products in addition to her grocery. Recently she took a new loan to buy cosmetic products to sell in addition to her grocery goods.

She hopes to gain more income to be use for expansion of her business.

Previous Loan Details

Ma. Elena, a 36-year-old mother of two, lives in Obay, Polanco, Zamboanga Del Norte. Her husband works as a plumber in a private construction company to earn a living. She runs a small grocery store in addition to her husband’s income to augment their living. She is determined to save money for t... More from Ma. Elena's previous loan »

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About Philippines

  • $7,000
    Average annual income
  • 1479
    View loans »
    Philippines Loans Fundraising
  • $59,409,725
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Ma. Elena to buy cosmetic products to sell in addition to her grocery goods.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 30, 2014
Jun 21, 2014
Currency Exchange Loss:
Apr 18, 2015