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Jose Miguel
José Miguel is 27 years old and lives with his spouse and their three underage children in the district of Callayuc. A community of cold climate, its population works in agriculture, business, and ranching, and is located in the province of Cutervo that belongs to the Cajamarca region, the northern range of Perú.

Together with his wife they have a small grocery store where they offer the sale of essential food products, and also sell beef in the meat market of their district. He has requested a loan from Edpyme Alternativa of 3,000 nuevos soles for the purchase of a variety of products to offer to their clients.
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José Miguel tiene 27 años de edad, vive con su cónyuge y sus tres hijos los cuales son menores de edad, en el distrito de Callayuc, una comunidad de clima frío, su población se dedicada a la agricultura, comercio y ganadería, ubicada en la Provincia de Cutervo que pertenece a la Región Cajamarca, sierra norte del Perú.

Junto con su esposa tienen una bodeguita donde ofrecen a la venta productos de primera necesidad, así como al comercio de ganado vacuno en la plaza de ganado de su distrito, ha solicitado un préstamo a Edpyme Alternativa de 3 000 nuevos soles para la compra de variedad de productos para ofrecer a sus clientes.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  


About Peru

  • $12,000
    Average annual income
  • 101
    View loans »
    Peru Loans Fundraising
  • $57,945,600
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD
Ended with Loss - Currency Exchange Loss learn more
A loan of $1,075 helped Jose Miguel to buy a variety of products to offer to his clients.
99% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 19, 2014
Jun 24, 2014
Currency Exchange Loss:
Jun 17, 2015