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Asosyasyon Pou Devlopman Mibalè (Asodem) Group
In 2008, Jean Claudion left Port-au-Prince to return to his hometown Mirebalais. He had some experiences in social work. Heading to Mirebalais, he wanted to support families in its neighborhoods. He gathered a few locals in the community of Denigon and discussed the problems that they had been coping with. They became conscious about the needs of community. After many meetings and discussions, in October 2009 they launched ASODEM which in Creole stands for “Asosyasyon pou Devlopman Mibalè”, pictured is the committee with Jean Claudion. The first activity was to allow 50 members of the organization to receive training in gardening. Since then, they've continued working to change the lives of people in Denigon. The goal of ASODEM is to reinforce the national production by implementing different projects in the agricultural sector such as production of corn, millet, vegetables, and livestock. A loan will allow the organization to increase their chicken production. This will contribute to food security and sustain jobs already created in rural Mirebalais.

Additional Information

More information about this loan

This loan could be made to a small and growing business (SGB) or a cooperative.  Please note that due to the risky nature of lending to SGBs and cooperatives, a market segment that is generally not served by microfinance organizations, Zafèn loans carry a significantly higher level of repayment risk than most other Kiva loans. The program has a repayment target of 70%, well below that of Fonkoze’s other portfolios. Lenders who choose to fund Zafèn loans should be aware of this risk.


About Fonkoze - Zafèn:

Fonkoze is Haiti’s largest microfinance institution, offering a full range of financial and development services to Haiti’s rural poor. Zafèn is a program created by Fonkoze to provide soft loans, training and support for small and growing businesses in Haiti. Soft loans are loans that are below the market rate of interest.

Zafèn loans are now crowd funded on Kiva, which will reduce website maintenance costs for Fonkoze and allow more Zafèn loans to be funded faster. It will also allow the program to cover more of its costs and move towards self-sufficiency.

More details and information on the projects are available on


About Haiti

  • $1,600
    Average annual income
  • 0
    View loans »
    Haiti Loans Fundraising
  • $1,756,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
Paying Back

This loan has been fully funded!

A loan of $1,600 helped Asosyasyon Pou Devlopman Mibalè (Asodem) Group to increase the production by buying more chicks and food to feed them.
33% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Jul 30, 2014
Jun 19, 2014
Currency Exchange Loss: