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Jose Antonio
Jose is an enterprising young man. He is 19 years old, single and lives in the district of Parcona, together with his family. For almost a year he has been working as a farm worker in an agricultural exporting company, and he is doing very well because he is a very responsible and hardworking person. He is very dedicated to his job and wants to move forward. Despite his age, he works day by day to offer the best to his family. Jose is grateful to the Kiva lenders because of the support they have given him. With it he will be able to buy a motorcycle to transport himself from his home to his work without problems, and be able to save money so in time he is able to fulfill his greatest dream: "to have his own business".
View original language description ↓
Jose es un joven emprendedor, tiene 19 años de edad, es soltero y vive en el Distrito de Parcona junto a su familia.
Desde hace casi 1 año trabaja como Obrero de Campo en una Agroexportadora y le va muy bien porque es una persona muy responsable, trabajadora, dedicada a su labor y con muchas ganas de salir adelante. A pesar de ser joven trabaja día tras día para brindarle lo mejor a su familia.
Jose está agradecido con los prestamistas Kiva porque con el apoyo que le han brindado él podrá comprarse una moto para poder movilizarse de su casa a su trabajo sin ningún inconveniente y así pueda ahorrar dinero para más adelante poder cumplir su más grande sueño: "Tener su negocio propio".

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 105
    View loans »
    Peru Loans Fundraising
  • $59,068,450
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD