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María Elena

Update on María Elena

Maria, age 44, is a housewife who studied until the 3rd grade. She couldn’t continue her studies due to the lack of resources. She has a life companion and is a mother of 4 children, ages 25, 22, 20 and 13. The youngest is still studying, and the other three work.

Her life companion works as a driver. María has worked at her own store for the last 12 years. This is an activity that she learned gradually from her mother.

The loan she is requesting from CREDICAMPO will be used to supply her store. She will buy eggs, sugar, cold meats, cookies, sardines, dairy, beverages, etc. With this, she will have more products to satisfy her clients’ needs.

María’s dream is to establish a minimarket, see her son become a professional and improver her house.
View original language description ↓
María de 44 años de edad, es ama de casa, estudió hasta tercer grado, no pudo continuar sus estudios debido a la economía, esta acompañada, es madre de 4 hijos de 25, 22, 20 y 13 años de edad de los cuales uno esta estudiando mientras que los otros tres se dedican a trabajar. Su compañero de vida trabaja como motorista. María se dedica atender su pequeña tienda desde hace 12 años, trabajo que fue aprendiendo poco a poco de su madre.
El préstamo que esta solicitando en CREDICAMPO, es para surtir más la tienda, comprara huevos, azucar, embutidos, galletas, sardinas, lácteos, bebidas, etc. Para obtener más productos y así satisfacer las necesidades de los clientes.

El sueño de María es tener un minisúper, que su hijo se gradúe como profesional y mejorar su vivienda.

Previous Loan Details

María is 44 years old, she only went to school up to grade 3. She could not continue her studies because her parents were poor. She is in a relationship and has four children, three of them are already in a relationship themselves, and only one lives with the parents and is currently in school. ... More from María Elena's previous loan »

Additional Information

More information about this loan

This loan is designed for rural women in El Salvador. Loan amounts are much smaller than average and the field partner is not requiring any guarantee for this type of loan. The goal is to support businesses that will enable women to work from their homes or start flexible businesses, as many of them are single mothers and are the sole caretakers for their families. Women who receive this type of loan also receive training on entrepreneurship, business management and budgeting.

About CrediCampo

This loan is administered by CrediCampo, a Kiva Field Partner in El Salvador. CrediCampo seeks to improve the lives of rural communities and their families in areas including health, education, basic services, and infrastructure. Through its Community Development Unit, CrediCampo provides scholarships, leadership development training, and financial education programs for families in rural areas. CrediCampo’s work is crucial in addressing the issue of poverty in El Salvador. Based on 2009 estimates, 37.8% of the population lives below the poverty line. To learn more about CrediCampo and their work, visit their partner page.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.


About El Salvador

  • $7,500
    Average annual income
  • 745
    View loans »
    El Salvador Loans Fundraising
  • $27,059,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped María Elena to supply her store: buy eggs, sugar, cold meats, cookies, sardines, dairy, beverages, etc.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 4, 2014
Jun 23, 2014
Currency Exchange Loss:
Jan 17, 2015