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Gloria Senaida
Gloria is 27 years old, married and lives with her three-year-old son and her parents, in the La Palmira community in the Chillanes district of the Bolívar Province.

She is a member of the solidarity group LA PALMIRA and is located in the La Palmira community around 40 minutes from the cooperative's office, made up of 14 members all from the same community, who work in agriculture.

Gloria works in agriculture growing corn, beans and peas. She is applying for the loan to buy manure and fertilizers. She purchases these at the market in Chillanes. Her goal is to improve the production of her sown fields. Her challenge is the climate and the plagues in those fields. In her free time she likes to be with her children and practise sport.
View original language description ↓
Gloria tiene 27 años de edad, de estado civil casada, vive con su hijo de 3 años de edad y con sus padres, en la comunidad La Palmira perteneciente al Cantón Chillanes Provincia de Bolívar.
Es integrante de la ventanilla LA PALMIRA se encuentra ubicada en la comunidad La Palmira a unos 40 minutos de la oficina de la cooperativa formada por 14 socios que son de la misma comunidad, que se dedican a la agricultura.
Gloria se dedica a la agricultura, cultiva maíz, frejol y arveja. Solicita el crédito para la compra de abono y fertilizantes. La compra lo realiza en el mercado de Chillanes. Su meta es mejorar la producción de sus sembríos. Su desafío es el clima y las plagas en sus sembríos. En su tiempo libre le gusta estar con sus hijos y hacer deporte.

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!


About Ecuador

  • $10,600
    Average annual income
  • 78
    View loans »
    Ecuador Loans Fundraising
  • $24,585,975
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Gloria Senaida to buy manure and fertilizer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 23, 2014
Jun 23, 2014
Currency Exchange Loss:
Jul 22, 2015