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Soraya Mercedes
Soraya is 43 years old and married with two kids, one who is in primary and the other who is in secondary school. She is a hard working entrepreneur with a spirit of faith. She works for the mayor and serves as the Director of Planning and Public Works for 16 years. The credit will be used to improve her life by purchasing materials to build onto her house.
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La señora Soraya tiene la edad de 43 años, es casada y tiene 2 hijas, las cuales una de ellas esta en primaria y la otra en secundaria. es una persona trabajadora, emprendedora, con espiritu de fe y superacion, y con sueños por cumplir a corto plazo. labora para la Alcaldia y se desempeña como Directora de Planificacion y Obras Publicas desde hace 16 años. El crédito lo utilizara para realizar mejoras a su vivienda (ampliacion de una habitacion).

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Nicaragua

  • $3,636
    Average annual income
  • 130
    View loans »
    Nicaragua Loans Fundraising
  • $24,054,525
    Funds lent in using Kiva
  • 26.0
    Nicaragua Cordobas (NIO) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $600 helped Soraya Mercedes to buy materials for construction like bricks, cement, sand, iron, and labor.
70% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 7, 2014
Jun 24, 2014
Currency Exchange Loss: