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At 43 years of age, Vilma is now a widow. She solely supports the needs of her two children thru her cellphone loading station and manicure/pedicure services. As a single parent, she is working hard to give what her children needed especially with regards to their education so that they can find stable jobs in the future. Vilma’s eldest child, Geraldine, is now attending to her university, but unfortunately they do not have enough money to pay for her full tuition fee. With that, Vilma wants to avail loan from KIVA lenders amounting to Php 200, 000. Geraldine is a loving daughter to her mother. Her main goal in life is to help her mother in their daily expenditures and to send her sibling to college. Geraldine hopes that lenders will approve her mother’s request for it will definitely change their lives positively.

Additional Information

More information about this loan

This loan is part of ASKI’s effort to provide capital for low-income students to access higher education. ASKI has designed two loan products intended to fulfill different needs. This loan product covers tuition fees and allowances for an entire educational program. The repayment term for the latter loans will typically be longer – up to 8 years. Students begin repaying their loans once they graduate. 
By funding this loan, you are giving students access to higher education under flexible terms that will fit their needs.

About Alalay sa Kaunlaran, Inc.

This loan is made possible by Alalay sa Kaunlaran, Inc. (ASKI), which means “a partner in development.” ASKI has been in operation for 25 years and runs multiple successful initiatives in addition to microlending. Its main microfinance branch focuses on lending to microentrepreneurs, small farmers, and fisher folk. ASKI also provides microinsurance and marketing support for borrowers, as well as educational programs to develop the skills of both borrowers and staff. The ASKI Foundation funds community development projects such as a daycare feeding program and scholarships for children. ASKI Global helps overseas Filipinos develop entrepreneurial and financial skills to maximize the impact of remittances.

ASKI’s motto is “Together, let’s make things happen!” Join ASKI's Kiva Lending Team or view its website.


About Philippines

  • $7,000
    Average annual income
  • 2113
    View loans »
    Philippines Loans Fundraising
  • $61,219,850
    Funds lent in using Kiva
  • 43.9
    Philippines Pesos (PHP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $4,575 helped Vilma to pay her child's tuition fee in full.
0% repaid
Repayment Term
97 months (Additional Information)
Repayment Schedule
Jun 9, 2014
Jun 19, 2014
Currency Exchange Loss: