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Dayci Luz
Dayci is a young entrepreneur. She is 20 years old and single and lives with her family in the district of San Juan de Lurigancho. For almost 4 years she has made a living selling clothing in an independent business which she manages. In spite of being very young she has become a successful businesswoman. Through a great deal of effort and dedication she is helping her family to get on in life.

Dayci is grateful to the Kiva lenders because the support they have given her will enable her to buy merchandise to stock the business and make more income. In the future she will be able to use this to set up her own business and open various branches around Lima. By doing this she will be able to continue supporting her family and will improve her quality of life.
View original language description ↓
Dayci es una joven emprendedora, tiene 20 años de edad, es soltera y vive en el distrito de San Juan de Lurigancho junto a su familia.
Desde hace casi 4 años se dedica a la venta de ropa en un negocio independiente que ella maneja, a pesar de ser muy joven se ha convertido en una próspera empresaria. Con mucho esfuerzo y dedicación está sacando adelante a su familia.
Dayci está agradecida con los prestamistas Kiva porque con el apoyo que le han brindado ella podrá comprar mercadería para surtir el negocio y tener más ingresos que más adelante podrá utilizarlos para poder formar su negocio, constituir su empresa y colocar varias sucursales a nivel de Lima, con esto seguirá apoyando a su familia y mejorará su calidad de vida.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 153
    View loans »
    Peru Loans Fundraising
  • $60,182,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,450 helped Dayci Luz to buy wholesale merchandise to sell.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
May 26, 2014
Jun 21, 2014
Currency Exchange Loss:
Sep 20, 2014