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Les Gédéons Group
In this Group: Apoline, Julienne, Apoline, Dorothe, Bagaya, Bahavu
The client Apoline has been a merchant for the past three years and is member of "Les Gideons" business association. A dynamic 56-year-old entrepreneur, she is married and the mother of 12 children, four of whom are in school and the others are already grown.

She sells a variety of manufactured items and is shareholder of a store. She is requesting a loan from Hekima to increase her business. She started with funds received from her husband, who is a teacher in a local school.

She will buy soap, boxes of sweets, biscuits, sugar, rice, oil, soap powders, cosmetics, one box of notebooks, five boxes of pens, matches, iodized salt, etc.

In the future, she plans to build her house, educate and feed her children. So she thanks Hekima for its support to women entrepreneurs excluded from the traditional banking system.
View original language description ↓
La cliente Apoline est une commerçante depuis 3 ans et membre d’une association d’affaires «Les Gédéons», entrepreneur, dynamique, âgée de 56 ans, mariée et mère de 12 enfants, dont 4 étudient et les autres sont déjà grands. Elle est vendeuse des articles divers manufacturés et sociétaire d’une boutique. Elle sollicite un crédit auprès de Hekima pour accroitre son entreprise. Elle commença avec de fonds reçu de son mari, qui est enseignent dans une école de la place. Elle va acheter, savons de toilette, des cartons de bombons, des biscuits, sucre, riz, huiles, savons en poudre, produits cosmétiques, 1 carton de cahiers, 5 boites de stylos, les allumettes, sel iodé etc. Dans l’avenir, Elle compte construire sa maison, scolariser et nourrir ses enfants. Ainsi, elle remercie Hekima pour son soutien aux femmes entrepreneurs exclues du système bancaire classique.

Additional Information

More information about this loan


Important Information

HEKIMA is a microfinance institution headquartered in Goma, Democratic Republic of the Congo (DRC), with branch offices in Goma and Bukavu. HEKIMA aims to contribute to the transformation of the economic, social, and spiritual lives of the economically active poor of the DRC. To this end, HEKIMA provides its clients with solidarity group loans to support income-generating activities. Despite ongoing instability and violence in its operating areas, HEKIMA continues to keep its doors open and provide credit and savings services for its over 90% female clientele.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

Tags

About Congo (Dem. Rep.)

  • $119
    Average annual income
  • 12
    View loans »
    Congo (Dem. Rep.) Loans Fundraising
  • $10,594,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Les Gédéons Group's $9,200 loan helped a member buy soap, boxes of sweets, biscuits, sugar, rice, oil, soap powders, cosmetics, one box of notebooks, five boxes of pens, matches, iodized salt, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
May 22, 2014
Listed
Jun 22, 2014
Currency Exchange Loss:
N/A
Ended:
Apr 1, 2015